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How to File a Water Damage Claim
How to File a Water Damage Claim
4.9 RATING

How to File a Water Damage Claim

Water can flow, water can crash, and water can tear apart your property one drip at a time. It goes without saying that water can…

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June 03, 2026
How to File a Water Damage Claim

Water can flow, water can crash, and water can tear apart your property one drip at a time. It goes without saying that water can be as destructive as it is a source of life, and property owners know this very well. If your property has experienced water damage, then you are probably wondering what it is going to cost you. Fortunately, you likely have property insurance that should cover a significant portion of the costs. Of course, it depends. This article brought to you by Tidal Wave Response is going to run through the water damage claim filing process. Tidal Wave Response is a water damage restoration company and we are always happy to address any of your questions or concerns regarding water damage.

Prevent Additional Damage

Before we get started on the insurance claim, let’s make sure that damage does not build up. We recommend that you turn off the water supply, salvage valuable personal property, remove excess water, and otherwise prevent additional damage. In the meantime, call

Reviews

Cassandra Abdus-Salaam

Alpharetta, GA

Hi. I don’t know where to start. John and Tidal wave his company were and still are a blessing from my Lord. One morning in January of this year I went down stairs and stepped in a puddle of water it was flooded. I also passed out. This was the second one in less than a year. I stood there for a minute and just cried. All I could think of was my insurance company may not take care of it a second time even if it was for a different leak. The last claim they paid out $23,000 for…

John Ayer

Atlanta, GA

John Mayer, Principal of Tidal Wave Response, and his project management team, lead by Colin Galubinski, has completed the restoration of my home in record time. The work included, but was not limited to the following: 1) Professional water leak detection 2) Professional plumbing that removed the concrete slab and backfill material, found and repaired the PEX cold water pipe 3) Backfilled and placed concrete to finish grade 4) Packed the furniture to storage. Restored the furniture without incident nor damage. 5) Dehumidified and removed the damaged carpet and hardwoods. 6) Cleaned the concrete surface and installed the new hardwoods.…

Spenser Hewett

Brookhaven, GA

I have worked in sales and also have experience in launching my own business. It is rare that you find a company that genuinely has your best interest in mind. Not only was John helpful outside of his business’ expertise, but he sent Chris to do a *free* evaluation of our water damage. John and Chris were both genuine and personable. They cared about what our situation was and they weren’t looking to get any sort of “fee” for their time. These are the kind of people you trust to handle big, catastrophic water damage to. I have previously had…

James B

Chamblee, GA

While others might categorize John as a fast talker, but on the other hand. I saw a man that's passionate about his business and willing to help others elevate their present situation. In early December 2022, our laundry room floor and wall got water damaged due to leakage from the hotline pipe, and other rooms got impacted due to water spreading. So, I reached out to John and he assured me they'll do everything within their power to get our house done before Christmas day. Boy was he right! John and the tidalwave response team were professional, helpful and got…

Anne Berman

Cumming, GA

We did not plan to renovate our terrace level but when the hot water heater leaked and flooded the entire area, Tidal Wave was recommended to us by the plumber who installed the new hot water heater. John, the owner was at our house the same evening and mitigation started early the next morning. The crew professionally removed wet drywall, flooring, and baseboard. Fans and dehumidifiers ran for several days and then the fun began. With Colin's help we were able to choose updated flooring, repaint a color of our choice, and new trim was installed. Everything was completed professionally.…

Hunter smith

Decatur, GA

Wow incredible company! I had a water damage that destroyed my entire main level. John and his team are very quick and efficient. When I was looking on google, tidal wave response was the only water restoration company with a 5 star review. Highly recommended using tidal wave response!!

Meme Dupree

Doraville, GA

I had a flood in my downstairs living room. It was devastating. John with Tidal wave was very professional. He had his team show up immediately to get the job done. Great work Tidal Wave. I'm definitely going to refer you to others.

pam kunc

Duluth, GA

Thank Goodness !!! Johnny on the spot! We had a pipe ruptured in the ceiling and we were looking for a 5 Star Rated Water Restoration company . Johnny came out with a Thermal Camera and found the pipe spraying behind the wall. I wish I would have called him sooner . My wood floors were so damaged by the water, they all will need to be replaced. We highly recommended Johnny with Tidal Wave. Very knowledgeable and even helped us start a claim with our insurance ..

Randy Fann

Dunwoody, GA

Had a shaky start with this particular project but I must say the owner took charge and corrected all the remaining issues. I will say that this particular job was the absolute worst I have taken on in 45 yrs. My hat is off to Mike and his crew and Allan was superb in making sure everything was done correctly. Thank you for your follow-up on this project guys. And Allan thank you especially for your thoroughness in making sure it was completed correctly.

Kadeja Edwards

Johns Creek, GA

Unfortunately, my water heater was old, cracked, and leaking water onto the supported area in my garage. I needed to replace the water heater with a new one, but the plumber told me that in order to meet the city code, I would have to handle the water damage first. I called out tidal wave (who I’ve worked with before), and they came out the very next day to cut out the affected area and treat for mold. This is my second issue with water in my house and tidal wave has taken care of both issues. They are fast,…

a water damage restoration company like Tidal Wave Response to have a specialist dispatched to your location as soon as possible. Time is of the essence during an emergency. The sooner you get started on cleaning up, the less damage you will have to deal with. There are also other benefits of calling Tidal Wave Response before calling the insurance company, which we will explain later.

Review Your Insurance Policy

We hope that you had evaluated your insurance policy before you signed on. Still, there may be sections that have been changed. Review your insurance policy to evaluate the details and determine what is covered and what is not. There are certain situations that are not covered by the insurance. Understanding the policy will give you an idea of where to focus your energy in terms of prioritizing recording, documenting, and repairing damages.

Document the Damages

Calling the insurance company first might seem like the intuitive thing to do, but having an inspection done by a third-party before the insurance agent arrives can save you from getting low-balled by the insurance company. Instead, make sur

Reasons to Choose Tidal Wave

We Bill Your Insurance Directly

We Bill Your Insurance Directly

We Accept All Insurance Claims

We Accept All Insurance Claims

Licensed & Certified Technicians

Licensed & Certified Technicians

30 Minutes Response Time

30 Minutes Response Time

Locally & Family Owned

Locally & Family Owned

24/7 Emergency Service

24/7 Emergency Service

Never an Overtime Charge

Never an Overtime Charge
e to call Tidal Wave Response to have a contractor inspect the damage and determine the scope and amount of damage as an objective and non-bias third party. Our specialists will take pictures, videos, and document the damage to your property. This evidence will support your claim and bolster your chances of getting maximum insurance coverage.

Contact Your Insurance Provider

Once you have documented the damage, contact your insurance provider to talk to a representative. They may either ask for details over the phone or send an agent to get information in person, or they may do both. In any case, have your evidence ready so that there is no contention. After all, your insurance provider will not want to pay any more than it feels it needs to.

Call Tidal Wave Response for Assistance

Tidal Wave Response is your local water damage restoration company with response times of under 25 minutes. We offer 24/7 emergency service, accept all insurance claims, and even assist you in submitting your claim!

Our Services

From emergency water extraction to full property recovery, Tidal Wave Response provides the fast, expert care you need. Browse our complete suite of 24/7 restoration services below to see how we can help today.

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